Florida Holds Firm as Best State to Retire

The Sunshine State once again ranks as the best state to retire, thanks to its warm climate, coastal lifestyle and lack of state income, inheritance or estate taxes.

MIAMI — Florida remains the top choice for retirees based on affordability and quality of life, according to WalletHub's 2025 Best States for Retirement report.

The Sunshine State’s combination of warm weather, miles of coastline and a tax-friendly environment keeps it at No. 1. Florida stands out not just for its beaches and recreation options but also for what it lacks: state income, inheritance and estate taxes, Wallethub said.

WalletHub analyst Chip Lupo said, "There's a lot of talk in Florida now about doing away with property taxes, which would make it even more appealing to retirees."

These financial advantages, paired with a strong infrastructure for older residents, make it particularly attractive to retirees seeking both comfort and value. The state also has the nation’s third-highest percentage of residents aged 65 and older, underscoring its long-standing appeal to seniors.

WalletHub’s study ranked states using data from federal sources, measuring affordability, quality of life and health care across 46 indicators.

Other top-ranking states included Minnesota, Colorado, Wyoming and South Dakota – each excelling in different ways such as health care access or affordability. But for those who prize year-round sunshine, coastal recreation and financial advantages, Florida continues to offer the ideal blend of lifestyle and practicality for retirees looking to make the most of their golden years.

Posted at floridarealtors.org

New York Times (10/30/25) Howell, Arnesa A.

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